Luxor AS (OCSE:LUXOR B) Return-on-Tangible-Equity: 11.32% (As of Mar. 2026) — 32% Above Median

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OCSE:LUXOR B Luxor AS OCSE:LUXOR B
50 GF Score
Price kr745.00
GF Value kr571.06
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Luxor AS Return-on-Tangible-Equity?

Luxor AS OCSE:LUXOR B 50 Return-on-Tangible-Equity is 11.32% as of Mar. 2026, which is 32% above its 10-year median of 8.55. GuruFocus rates OCSE:LUXOR B with a GF Score™ of 50/100 and a GF Value™ of kr571.06 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,520 Banks companies, Luxor AS ranks better than 59.28% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Luxor AS's annualized net income for the quarter that ended in Mar. 2026 was kr40.8 Mil. Luxor AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was kr360.4 Mil. Therefore, Luxor AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.32%.

The historical rank and industry rank for Luxor AS's Return-on-Tangible-Equity or its related term are showing as below:

OCSE:LUXOR B' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.36   Med: 8.55   Max: 25.38
Current: 12.97

During the past 13 years, Luxor AS's highest Return-on-Tangible-Equity was 25.38%. The lowest was 4.36%. And the median was 8.55%.

OCSE:LUXOR B's Return-on-Tangible-Equity is ranked better than
59.28% of 1520 companies
in the Banks industry
Industry Median: 11.375 vs OCSE:LUXOR B: 12.97

Luxor AS  (OCSE:LUXOR B) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Luxor AS Return-on-Tangible-Equity Related Terms


Luxor AS Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Luxor AS's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luxor AS Return-on-Tangible-Equity Chart

Luxor AS Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.80 25.38 6.87 13.84 11.46

Luxor AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.20 9.13 19.74 11.10 11.32

OCSE:LUXOR B vs RKT, FNMA, PFSI: Return-on-Tangible-Equity Comparison

For the Mortgage Finance subindustry, Luxor AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luxor AS Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Luxor AS's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Luxor AS's Return-on-Tangible-Equity falls into.


OCSE:LUXOR B
50GF Score
Luxor AS OCSE:LUXOR B
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Luxor AS Return-on-Tangible-Equity Calculation

Luxor AS's annualized Return-on-Tangible-Equity for the fiscal year that ended in Sep. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Sep. 2025 )  (A: Sep. 2024 )(A: Sep. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Sep. 2025 )  (A: Sep. 2024 )(A: Sep. 2025 )
=46.872/( (447.829+369.896 )/ 2 )
=46.872/408.8625
=11.46 %

Luxor AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=40.796/( (380.306+340.505)/ 2 )
=40.796/360.4055
=11.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 11.32% mean?
Luxor AS (OCSE:LUXOR B) has a Return-on-Tangible-Equity of 11.32% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Luxor AS and its competitors. This is 32% above median its historical median of 8.55. Over the past decade, Luxor AS's Return-on-Tangible-Equity has ranged from 4.36 to 25.38. According to the industry distribution chart, Luxor AS ranks #619 out of 1520 companies in the Banks industry, placing it in the top 40.7%.
Is Luxor AS's Return-on-Tangible-Equity too high?
Luxor AS's current Return-on-Tangible-Equity of 11.32% is 32% above median its 10-year median of 8.55. Over the past 10 years, this metric has ranged from a low of 4.36 to a high of 25.38. The Banks industry median Return-on-Tangible-Equity is 11.38. Luxor AS's value of 11.32% is 0.5% below this industry median. Based on the distribution chart, Luxor AS ranks #619 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Luxor AS has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Luxor AS's Return-on-Tangible-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Luxor AS ranks #619 out of 1520 companies for Return-on-Tangible-Equity. This puts Luxor AS in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.38. Luxor AS's value of 11.32% is 0.5% below this benchmark. Historically, Luxor AS's own Return-on-Tangible-Equity has ranged from 4.36 to 25.38 over the past decade. While the company's 10-year median is 8.55 vs. the industry median of 11.38, Luxor AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.38, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luxor AS's current Return-on-Tangible-Equity of 11.32% is 0.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Luxor AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luxor AS's current Return-on-Tangible-Equity is 11.32%, which is 32% above median its own 10-year median of 8.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luxor AS stock overvalued right now?
Based on GuruFocus' analysis, Luxor AS (OCSE:LUXOR B) is currently considered Modestly Overvalued. The stock's GF Value™ is kr571.06, compared to a current price of kr745.00 — trading 30.5% above its estimated fair value. The current Return-on-Tangible-Equity is 11.32%, which is 32% above median its 10-year median of 8.55 and 0.5% below the Banks industry median of 11.38. Luxor AS's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Luxor AS (OCSE:LUXOR B), the current Return-on-Tangible-Equity is 11.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luxor AS (OCSE:LUXOR B) Overvalued in 2026?

Based on GuruFocus' analysis, Luxor AS stock appears to be overvalued. The current stock price of kr745.00 is trading 30.5% above its estimated GF Value™ of kr571.06. GuruFocus considers Luxor AS to be Modestly Overvalued.

Key valuation signals for OCSE:LUXOR B:

  • Return-on-Tangible-Equity: 11.32% (32% above median its 10-year median of 8.55)
  • GF Value™: kr571.06 vs. price of kr745.00 (30.5% above fair value)
  • GF Score™: 50/100 with 7 warning signs
  • Industry Position: 0.5% below the Banks median (#619 of 1520)

No single metric tells the full story. See the OCSE:LUXOR B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Luxor AS Business Description

Address Frederiksborggade, 4th floor, Copenhagen, DNK, 1360
Luxor AS is an investment company. Its objective is to create the possible long-term return for shareholders through investment for equity and foreign capital within the defined risk framework. The company operates through four segments namely Mortgage deeds, Bonds, Shares and Investment properties. Its mortgage deed portfolio comprises of single family-houses, flats, cooperative housing, holiday houses, farms, and residential and business properties. The bond portfolio includes various corporate bonds. Its investment property portfolio consists of offices, shops, warehouses and production facilities.
50GF Score

Get the complete analysis for OCSE:LUXOR B

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr745.00
Price
kr571.06
GF Value